Terms of Service

01Acceptance of terms

By creating an account or using DwellVerdict (the “Service”), you agree to these Terms of Service. If you don’t agree, do not use the Service.

You must be 18 or older to use DwellVerdict.

You are responsible for keeping your account credentials secure. We authenticate accounts via Clerk; loss of access is your responsibility to recover.

02Account and subscription

Account creation requires a valid email address. Paid subscriptions are processed by Stripe and billed monthly on the date you subscribed. Subscriptions automatically renew until cancelled.

You may cancel anytime via Settings → Billing. Cancellation takes effect at the end of your current billing period — you keep paid-tier access through that date. After cancellation, you retain read-only access to historical verdicts and properties; new verdict generation is paused until you re-subscribe.

03Refund policy

We do not currently offer refunds on subscription payments. Cancel anytime to prevent the next charge.

If something specific went wrong and you believe a refund is warranted, email support@dwellverdict.com — we’ll review case by case.

04AI-generated content disclaimer

DwellVerdict generates property verdicts using AI analysis of public data. Verdicts are informational only — they are not financial advice, not legal counsel, and not a substitute for professional real estate advice.

AI outputs may contain errors, omissions, or out-of-date information. Always verify critical decisions with qualified professionals (licensed real estate agents, attorneys, financial advisors, building inspectors) before acting.

DwellVerdict is not a licensed real estate brokerage, law firm, financial advisor, or tax preparer. You are solely responsible for any decisions you make based on verdict outputs.

05Data sources and accuracy

Verdicts incorporate data from third-party sources, which include (but may not be limited to):

• Zillow and Redfin (listing data)
• AirDNA / Airbnb (short-term rental comparables)
• US Census (demographics)
• FEMA flood maps (hazard zones)
• Google Places (POIs and address verification)
• Municipal regulatory databases (STR ordinances, zoning)

Third-party data may contain errors, outdated information, or omissions. DwellVerdict makes no warranty as to the accuracy, completeness, or timeliness of any data or verdict.

Property regulations change frequently. Always verify current regulations directly with the relevant authority before relying on them.

06Acceptable use

You may not use DwellVerdict to:

• Violate any law or third-party right
• Infringe on intellectual property
• Reverse-engineer the Service or its AI methodology
• Generate verdicts using automated tools or scraping
• Resell verdict outputs as your own service
• Submit false information about properties or yourself
• Use the Service to harass, defame, or harm others

07Intellectual property

You retain ownership of property data you submit. By submitting it, you grant DwellVerdict a non-exclusive license to use that data to generate verdicts and operate the Service for your account.

DwellVerdict retains rights to verdict outputs, the platform, design, and AI methodology. You may use verdicts for your personal or business decisions and share them with clients, advisors, lenders, or partners. You may not republish verdicts as a competing service or use them to train competing AI models.

08Limitation of liability

THE SERVICE IS PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. DWELLVERDICT IS NOT LIABLE FOR ANY DECISION MADE BASED ON VERDICT CONTENT.

To the maximum extent permitted by law, DwellVerdict’s total liability for any claim is limited to the amount you paid in the 12 months preceding the claim. DwellVerdict is not liable for indirect, consequential, incidental, or punitive damages, including lost profits or lost data.

09Termination

We may suspend or terminate accounts that violate these terms, subject to reasonable notice except in cases of severe violation (fraud, security breach, abuse).

You may close your account anytime by emailing support@dwellverdict.com. Self-serve account deletion ships with the Settings → Account surface (planned for a later release). Upon closure, your data is retained for 90 days then deleted, except where law requires longer retention (e.g., financial records for tax compliance).

10Changes to these terms

We may update these terms over time. Material changes will be communicated by email to your account address before they take effect. Continued use of the Service after changes take effect constitutes acceptance of the updated terms.

11Governing law and disputes

These terms are governed by the laws of the State of California, without regard to its conflict-of-law principles. Disputes shall be resolved in the state or federal courts located in San Francisco County, California.

For disputes under $10,000 (excluding small-claims actions), you and DwellVerdict agree to binding individual arbitration. Class actions and class arbitration are waived.

12Contact

Questions about these terms: legal@dwellverdict.com.